Public Adjustment

Wondering where to beginDid you know when you experience loss covered by your Property Insurance Policy, its your primary obligation and your duty to, report and prove your loss?

Owners are obligated to prepare and document their damage and make it available for inspection by the insurance company. This work needs to be done by a  trained professional.

 Insurance company's adjusters work for the Insurance company not you.  Their adjuster's job is to limit the dollar amount of the loss (their phrase "Controlling Loss Severity)".
Click here to learn how Bloomberg exposes how the insurance industry's systematic use of sleazy scare tactics cheat vulnerable policyholders.

For instance, in the 90’s Allstate hired the McKinsey business consulting firm on how to increase profits, and several of the slides McKinsey created have shown up as evidence in lawsuits against the insurance company.

One entitled, “Good Hands or Boxing Gloves…”…said that All State should first make a lowball offer and if the client accepts it, treat them awesomely. If the client objects or hires a lawyer, then Allstate should put on the boxing gloves and beat on them.

Another was called “Sit and Wait,” and showed an alligator
. The slide said Allstate could thwart claimants by stalling paying out settlements and prolonging court proceedings. By holding onto money longer, Allstate can invest the float and often frustrate clients into shutting up. Other tactics include: Changing policies retroactively, Changing engineering reports (Super Storm Sand, Katrina, etc). Insurance companies have been denying fire claims based on arson when no evidence exists to that effect. These methods have spread to other insurance companies. click above to read the article reports.
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Avoid costly pitfalls. Maximize your claim settlement. Engage our service and call us for Policy Review and have your damage properly documented.  1st Property Public Adjusters strives to  “Educate & Protect Policy Holders”.  Since 1993 we have utilized our expertise to make a difference in people's lives by documenting the full extent of the damage  maximize policy  limits.

A Licensed  1st Property Public Adjustment Adjuster is your advocate working on your behalf. Our experts include  adjusters, structural engineers and experts meet property owner's obligation to prove the loss; defending the claim.

Yes you can re-open a claim. This can only be done by a lawyer or a licensed public adjuster. Please note attorneys hire pubic adjusters to performs the damage inspections. Our services are available to attorneys.

tree damaged home1st Property Public Adjutment has been serving the  community since 1993. We specialize in re-opening catastrophic loss claims, fire claims and all perils that damage your property. Our team brings in the highest level of inspection to accurately adjust your claim.  Commercial and residential claim service.

Our goal is to assure the policy holder is treated fairly and most importantly paid fairly.

Prompt response call Dot Nicklus your Public Adjuster 1-800-251-0746


Dot Nicklus, MS, Broker Licensed Public Adjuster, NJ, GA, SC, TN  and  California   1-800-251-0746